The fena platform consists of 2 main parts - a low-level API for Direct Banking integrations and a customer facing portal with its public APIs. The customer facing portal includes the Fena Business portal along with a portal for Partners. The Business portal is made primarily for merchants who are looking to adopt Open Banking powered solutions and to offer their end-users alternative ways to pay. The partners portal is made for those who have their own business customers and want to offer them Open Banking payments integrations without the need of being certified themselves. Both Business and Partners portals have their own public APIs.